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Africa Innocent

Risk and Compliance Expert

Innocent Africa seasoned Bank with great expertise in Risk and Compliance Management, where he has worked for several Banks and occupied different positions such as Chief Risk Officer/Head of Risk Management, Team Lead, and Senior Manager Etc. His expertise in Banking goes beyond the last fourteen (14) years in which 12 years span from Risk Management and compliance. He has extensive experience in Enterprises Risk Management and Compliance and Banking Operations in general. 

Through consultancy and different professional training, he assists public and private companies to design enterprises risk management, develop Policies, process and procedures and support on human capacity building.

He is as well a Certified and member of G31000 THE GLOBAL RISK MANAGEMENT STANDARD, member of Technical Standard Committee that approves Rwanda standards known as Rwanda Standards Board under TC14, He is a professional trainer at Rwanda Bank’s Association Academy known as RAF (Rwanda Academy of Finance).

He holds an MBA (Master’s Degree in Strategic Management) from Mount Kenya University, as well as Bachelor’s Degree in Business Management from Kigali Independent University.

Innocent previously worked as Manager, Non-Financial Risk and as Compliance Team Lead in Banking. Prior to join Banking career he worked in Telecommunication Company as Senior Manager.

Innocent is a Certified Risk Management Professional with over 12 years’ experience in Enterprise risk management. 

Innocent is a frequent Speaker at different conference and trainer of Enterprise Risk Management, Anti Money Laundering and Combating Financial Terrorism, Anti-fraud and Bribery, Ethics, Regulatory Risk, Regulatory technology (RegTech) and Fintec, Customer Service, centricity and Communication, Leadership and Management, Coaching and Mentorship, Corporate Governance etc.  He lives in Rwanda, Kigali.

Innocent Africa is interested in Soccer (Football) game he loves Liverpool FC and is a found of Liverpool fan club in Rwanda.

FINANCIAL INSTITUTION ANALYSIS THROUGH BANK SIMULATION (B@NKSIM)

PROPOSED DURATION: • 5 DAYS

Learning objectives:

By the end of this module, participants will be able to:

  • Describe the main methods used by external observers to analyse financial institutions.
  • Explain the major decisions currently taken in the banking sector and their implications.
  • Analyse how different areas of the banking business interact to influence overall business and financial performance.
  • Interpret the overall strategy of their financial institution and its key drivers.
  • Apply knowledge from the simulation game to connect and synthesise the topics covered during the four previous modules.

DIGITAL TRANSFORMATION AND FINTECH

PROPOSED DURATION: • 4 DAYS

Learning objectives:

By the end of this module, participants will be able to:

  • Assess the main transformation drivers impacting their institution and translate them into clear priorities.
  • Map a priority customer journey and identify concrete opportunities to improve customer experience and operational efficiency.
  • Compare key digital banking business models (platforms, partnerships, BaaS, embedded finance) and select relevant options for their context.
  • Select and justify high-value digital/AI/data/cloud use cases, including value, feasibility, and key risks.
  • Define a pragmatic transformation roadmap (quick wins + mid-term initiatives) with governance, KPIs and change/adoption actions.
  • Present a concise “transformation blueprint” to stakeholders (structure, rationale, and expected outcomes).

LEADERSHIP AND PEOPLE MANAGEMENT: Leading as a Manager Coach

PROPOSED DURATION: • 4 DAYS

Learning objectives:

By the end of this module, participants will be able to:

  • Reflect on their personal leadership style and managerial role.
  • Adopt a coaching mindset to empower and develop their team members.
  • Manage performance effectively while maintaining motivation and engagement.
  • Identify and develop future talents within their organization.
  • Balance team care with self-care for sustainable leadership.

SUSTAINABLE FINANCE AND ESG

PROPOSED DURATION: • 2 DAYS

Learning objectives:

By the end of this module, participants will be able to:

  • Map ESG priorities to their bank’s strategic objectives and identify 2–3 concrete areas for integration (e.g., lending policies, product design, client segmentation). 
  • Design governance arrangements by defining clear roles, responsibilities, and decision-making processes for ESG within their organization. 
  • Embed ESG factors into existing risk management frameworks, including credit, market, and operational risk assessment practices. 
  • Interpret and apply relevant ESG regulations and reporting standards to their bank’s context, identifying immediate compliance gaps and actions. 
  • Develop a practical, step-by-step action plan to implement ESG initiatives in their own bank, including quick wins and longer-term priorities.

STRATEGY, GOVERNANCE, & INTERNAL CONTROL

PROPOSED DURATION: • 5 DAYS

Learning objectives:

By the end of this module, participants will be able to:

  • Define and monitor long-term strategies in alignment with the Mission, Values, and Risk Appetite set by the Board of Directors.
  • Translate the fundamental principles of corporate governance into robust and effective organisational practices.
  • Apply the Fit and Proper requirements at both Non-Executive and Executive levels.
  • Identify and explain the expected contributions of Commercial, Support, and Control functions within a sound risk management framework.
  • Describe the positioning, purpose, and functioning of the Risk Management, Compliance, and Internal Audit functions.
  • Distinguish between the main financial and non-financial risk categories to which a financial institution is exposed and outline the associated risk management tactics and mitigating measures.
  • Explain the risk management cycle and analyse the interrelationships across risk categories, including the cause-and-effect domino dynamics between them.